Lower taxes mean lower overhead costs and a more favorable environment for growth, making the state even more attractive to companies looking for a business-friendly climate.Real Estate Opportunities AboundAll of these factors contribute to a real estate market that’s ripe for investment.

Some options are:-No point - rates at 7.75%-Can buy down to 6.99 but cost 1.5%-Wait till next year or later when rate goes down.I also have to bring the LTV to 75%.

Should we look for a property manager, but then again that would be costly.  

It varies by situation, but a couple decent benchmarks are if it improves your rate by 1% or more, or you recover the refi costs in two years or less.

In the event of some disaster, will they do a replacement cost for a 4/2 or 2/2?

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Total cost about $35k before hopeful tax credits.   

So you want a low-risk type of deal with a smaller scope of work.House hacking a duplex would be hands down your best strategy, but you would have to move.

If the attorney recommends a set up that involves more than one LLC, get on the phone with your tax person and find out how much that is going to cost you for the tax returns, K 1 forms, payroll processing, etc...

So there - I don't think helocs are a long term solution, but until we get to the point that rates are sufficiently low, we can use them to get equity from homes and continue to grow our portfolio.