Fees are income deposits are not.

Also there is a management fee to pay for all of the above.

And here's why:Key Takeaways:1) The market is following the original year-over-year appreciation trendline from 2014 upwards, indicating sustained growth and stability.2) Supply issues in Reno's housing market are once again in focus, emphasizing the need for strategic solutions to address housing shortages.3) Exciting developments, like Tesla's massive expansion to manufacture electric semi-trucks in Northern Nevada, will further strain housing availability, signaling continued demand.4) With increased home prices, we anticipate a ripple effect on rental markets in both single-family and multifamily sectors, driving up rents due to housing unaffordability.For California investors in San Francisco, Oakland, San Jose, Sacramento the proximity of Reno and stability of investments are attractive. 

Regardless, you will likely be adjusting the expense base to reflect the tax reassessment (which you can obtain from the local county), insurance (from your insurance broker quote), property management fee, and usual repair/maintenance expenses/admin/advertising/contract services/utilities.

There are tax filings and yearly fees associated with them. 

Some residential lenders, such as mine, will originate them too.Good luck.

Firstly, inquire about upfront fees, as reputable lenders typically do not charge them, and collects all fee's at closing.

BUT if you do you will pay tax on the difference.You've been told or you've researched and think that you will not pay tax on your original basis and that is correct. 

And after submitting supportive comps to justify the higher value.They basically stated, “Sorry, they are not willing to honor the original approval”.

With 5% down that’s about $35K not including closing costs and fees.