I’m newly licensed so I’m looking for a broker that I can arrange a mutually beneficial arrangement with for me to do deals under.

Hey Chivas, This quoted premium is unrealistic, you need to find a new insurance broker. 

We look to see what others are offering in terms of amenities and upgrades and what they are getting in return for their efforts in rent revenue. put yourself in the mind of your potential customers. 

Once I start looking at actual broker deals I'm sure the numbers will fall into place a bit better. 

@Mike Easton the key is the mindset during conversation typical realtor conversation -- market price blah blah ... i can list wholeselling conversation -- i saw your house and can pay you $XXK with $XK earnest moneyGiven you are a realtor , you really need to polarize (two extreme) your customers to see if they are retail seller (have time and not in need of capital immediately) vs someone really needs to get out with cash on hand yesterday. 

There are definitely deals to be had, but I typically just use Loopnet to connect with brokers.  

1)  The attorney asks specific questions about your situation to see what really fits and customizes the answer. 

I originally wanted to focus on Corp Housing before jumping into Vacation Rentals as I used to use them in my old job and seemed like a good way to get potential repeat customers/business that would take better care of the property.   

She has been saving money at the bank and stock market about 35 years but she is afraid to touch a penny of that.Even though I was a real estate broker for about 30 years she still does not like it. 

Another important piece to to buying our home was the mortgage broker (Jeff Shoemaker- Citizens Bank) and he was awesome.