Banks like consistency over time, which is one reason a 12 month lease is important.Private money is an option, but as mentioned is more expensive, and at least in my experience tends to be 12 month money.I would keep shopping around. 

It is awesome to that you're shopping around for the right platform to help you with managing your first rental.

Shop around to different lenders. 

The more I am learning about investing I am questioning if this is the best place for my loan or if I should shop around.Any information and referrals for other possible companies to consider would be appreciated.

The house is a 2 bed, 1 bath.The shop also has a kitchenette and bathroom,Total land size is 9000 sq ft.

At the time of shopping (2012-2013) I wish I bought a duplex or larger.

I’m thinking of exchanging it for a commercial property such as medical office building or a small shopping center.

It does have a busy shopping area, and a mall that desperately needs attention.

Indy Home Shops searches properties on the market, finds the best deals for their investors, and manages flips or BRRRR projects.

Insurance is setup differently too so shop around and tell the insurance agents you plan to lease out rooms.