For sure I was spending money on marketing and lawyers and and cell phones and gas, etc., but I wasn't using much of my own cash to get the deal under contract and I wasn't bringing my own cash to closing.

Make it perfectly clear that people do not have a RIGHT to healthcare, food, housing, cell phones, automobiles, big screen tvs, or anything else they're not willing to work to earn. 2,.

The realtor shouldn't have a problem as long as you close on whichever says yes first.

I wonder how they can be in a bubble when almost nobody is buying them, silver is in a supply / demand imbalance where it is being used as fast as it is mined and most silver that is used is used in such minute amounts that it is not economically recoverable (think cell phones, other electronics, etc, very small amounts very widely dispersed).I agree that when the biggest detractors of gold and silver (media, some people I know) switch to being supporters/buyers, then I will know it is time to be gone.

@Alex Rivas Yes that number will get my cell phone.

I was aiming for this whole thing to be cell phone centric (work on safari and chrome, both cell phone browsers). 

But @Tom Gimer, there cell phone is definitely still on.

Since refi was done within 6 months, bank would only go off of what I paid for the property or Appraised value, whichever is lower.  

@Josh MADONNA just thought of this.... cell phone tower!

It's not just healthcare, I'm 100% against the lazy getting welfare, subsidized housing, free cell phones, free utilities, free food, and "free" everything else.