An independent agent will have a list of carriers who insure this type of risk because not all carriers like habitational exposures.

And section 8 regularly inspects the rental units they provide for them to ensure they are not below habitable standards.Why are you seeking cash donations for this family when the standard system in the USA and Canada is so generous and works so well.Is there some reason these people cannot get this governmental help?

If they had been there for a while (or if they previously lived alone/with roommates and have a record of staying in a place for a while and this is their first co-habitation together) I might consider them.

It's vitally important to know who you are working with, and have the history of the players involved.

Agents are licensed by states.For rentals having no prior claims, strict dog policies, properties in A locations... you get the best prices.Your insurance agent is a VITAL part of your team.

In a recession all one has to do is open the spigot of capital, and that's easily enough done, and vitalization follows. 

There are property management laws that apply to showing/presenting/warranting a property and you cannot rent a property with known deficiencies that do not meet the definition of habitability. 

One video example sent to the office While these are nuisance items, none of them appear to impact habitability.

If it is redoing a kitchen, flooring, etc overtime where you still have part of the house habitable and you are planning on doing renos over a period of time (ie live there for a year or two and then sell it), it can work.

There is dizzyingly little consensus on the matter of our rent-stabilized housing stock — nearly a million apartments, and 28 percent of our housing — and even the basics have been contentious: the condition of these apartments, the money required to make them habitable (even nice), or how many of them are actually empty in the first place.