They are acting as an agent without the laws, ethics requirements, education, and insurance that are vital IMO.

The understanding that I have from my mortgage broker is that the loan will never make it past the underwriter if there isn't a valid reason for the purchase. i.e changing duty stations, change in family status, etc.

She's active duty Air Force (13 years).

This is really interesting and I am very glad that I have come across this because I am currently active duty military and serving overseas so I am in the same boat.

I am active duty and I know this is the way it works for the active sector, I am assuming it is looked at somewhat similar for the retirees.

You're both on the hook financially in your agreements between you two, got that, what I meant was right now all is well, you're both standup pros doing your duty and so this all works.  

My name is Ronson Bonilla and I'm active duty military training and living in Little Rock Arkansas.

I am a dry, maybe slightly damp sponge, my whole existence right now is wanting to fulfill my duty as a sponge and absorb any and all information, good, bad(preferably not), and ugly.

I'm an active duty reserve Soldier.

In some states landlord has a duty to mitigate loss (attempt to re rent).