Made a six-month cruise a little more tolerable.

It's all about risk tolerances, I suppose.

The more highly levered a loan, the better it is as a hedge against deflation (and the more risky it also is).As businessmen, we have to use our judgment to decide how much leverage we want based on how much risk we are willing to tolerate.

As you gain an understanding about how the portfolio functions in different economic situations (temporal experience) you can add some more and do so at prudent leverage ratios.Everything really depends on your tolerance for risk and how much downside risk you can tolerate.

I don't have that kind of risk tolerance. 

Then I will have some better interior photos on my internet advertising, and things should start to move.I am willing to tolerate some vacancy in order to get the right tenant at the right rent.

No matter the name, when moving from a personal policy, (where you duplex of 4 family is tied to your primary residence) to a commercial policy, you will have the ability to have higher liability limits and additional coverages not available in a personal policy.Don't worry about the name but focus on the specific coverages that fit your property and risk tolerance.

She is a very clean tolerant two year tenant I'd like to keep.

Everyone has different goals and risk tolerance. 

Not the exact answer your looking for, but if you can answer those questions, you should be able to pick the towns that best fit your tolerance level/skill set.