My recommendation is to find a market, but start networking at meetups and REIA's to understand the current trends.I just received an email from one of the most successful wholesale educators in the midwest who is now getting in to note investing.

I received the redemption letter from the owner.

I’m assuming commercial property loans are different but he received his refi within the 6months of Ownership as you stated .

I'm also looking for agents in Charlotte with multi-family properties, and excellent property managers.

Don't sweat it.... if the seller is interested in your offer, there's a VERY good chance you'll receive a counter-offer and have the option to accept, counter, or walk away.

The deal will close it's just a matter of who receives the $300 for the lien. 

Under Wisconsin Fair Housing laws, those receiving public assistance are a protected class, meaning that if you were to say "no Section 8", you could be fined or prosecuted.  

This should all be able to be done in excel.

I have a 2 bdrm rental that I rented for 1400 and received a 1000 deposit.

Since that time the borrower has received no bills at all.