Call your colleague (you are in the same business after all), have a civil conversation between two professionals in the same field, have a laugh, and move on.

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It may be one of the most negotiable loans.Another way to get a loan might be Private Lenders. 

Multi family/Condo conversion experience is an extra plus.

Just make sure you have a  long pointed conversation about it when its time to settle up. 

., (b) the type that allows alternatives but doesn't give you direct control over your money, and (c) Checkbook 401k that gives you total control and flexibility to invest in real estate, private lending, etc. 

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I even went with 2 private REIT's with small positions just for fun.

Reach put to me privately.

Splitting utilities heat electric water etc .. make this conversion expensive