I couldnt count "future income" so they think I was losing about $2000 monthly when in fact I would be making at least an extra $2500 with the new place.My buyers broker suggested a mortgagor that has many loan products including a 20% down nonconforming mortgage.

If your employment involves being in a physical location, that's the area where a FHA loan can fit. 

As you are vetting contractors, I'd recommending trying to understand what product they will be using. 

Well when that happens obviously there isn’t as much production and it goes down the line.

You'll know you are doing it right if you are budgeting and extremely thrifty, finding opportunities to get extra work or earn extra money, and pumping books on business, economics, personal finance, investing (of all types, including real estate) into your brain, whether audiobook, physical book, or similar. 

There have been dog complaints, noise complaints, etc.The last reported incident has turned into a physical altercation that I am still trying to get the detail on as the neighbors have sent me pictures of them both bruised from the physical fighting.So here’s my question.

If you could find two flip-and-hold properties a year that met even a 90% cash-out refinance metric, you could build a portfolio of a dozen rentals before you even had to think about where to access more capital.That might be a slower strategy than you hope for, but if you did it that way, you'd definitely have a stable, productive portfolio that would spin off a fair amount of cash-flow.

You're at least a $100k shy of getting into single family product.  

We’ve been consistent with analyzing deals, have done a few walkthroughs on what seemed to be good deals until physically seeing the property.  

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