The bonus is that they've already been screened for drug use, have union jobs that are almost impossible to lose, and they're used to working with each other.

(and soon to be 115)If you have a W-2 job, you could use some of that to owner/occupy a cosmetic fixer- upper FHA - Fourplex - bonus points if you rent out rooms in the unit you occupy. 

Another recommendation is to focus on the ones that currently already have a detached garage (Bonus if it already has water line or nearby connection access).

Third, I used 0% Interest Credit Cards for 18 months (with major sign up bonuses) to fund as much rehab as I could on the cards.

West coast bias I guess.However I know the guys I have worked with there and those 65 to 75k B's are pretty neat houses for the money.. many are mostly brick have nice under grade parking and bonus rooms.. real hard woods that get refinished...

Some call center executive gets a bonus and the fees for getting a policy are the same (in theory - assuming they’re lower direct is wrong).

(Bonus) When you go to file taxes in the spring, get a draft of your taxes from your CPA and send it to your lender.

The subject property's "bonus" room over the garage was likely completed without a permit, has water damage stains on the ceiling's sheetrock, has a trip hazard immediately after entering the room (has a 6" blind step") and likely will have to be redone.

Hopefully the home will appreciate, and if cash flow is positive then that's a bonus!

Or, if tenant sign a 24-month contract, I can offer them a cashback bonus but the rent/mo goes up on paper.