I found a potential deal that consists of the following: two 2 bed 1 bath single family houses on the same lot, but they have different addresses and separate utility meters.

I have following up:1.

I already plan to have it included in the lease and agreed upon but doesn't the water bill follow the owner of the home?

To your point, we just finished a VA refinance on our primary following renovation.  

However, full disclaimer, my ROTH IRA and 401K are strict indexes and mutual funds.

You cannot make a "Plan" with strict guidelines as flexibility in a changing market is vital. 

Always try to be strict and stick with the paper.

(Follow @Naomi Pinger because she organizes them.)4.

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The best thing will be to get an inspector to inform me of everything that needs to be done, then get my estimates.I'm already pre-approved for a mortgage with a bank, but want to use that as my very last resort bc they're strict with who you can use to do the rehab once you're under a 203K loan.