@Ronald MejiaYou can buy in cash and or use a large down payment, 60% for example and you can lock in a rate that cashflows so you can have some liquid cash for unexpected expenses or use that cash for the down payment on the next BRRRR.

The new buyer should be responsible for these payments, but you must ensure they are made to avoid issues with the lender or tax authorities.Reselling a property "subject to" can be done, but it comes with risks and requires careful planning and execution.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

In a nutshell, here is the deal: the IRS requires that you treat at least some minimal portion of the interest-free payments as interest.

The way I look at it, why install something requiring maintenance when it already happens on it's own?

The issue I'm having and coming to realize is that every lender I approach is requiring a 6 month seasoning period.

I'm in the Bay Area houses here are very expensive for me to start with. 

@Tchaka Owen - so I’ve had mixed experiences with both Lending One & SIL, If the need came up again, i’d probably look for a new option... in addition to Lending one.Experience 1: Lending one, was preapproved for a loan on a new purchase & got all the way to scheduling the appraisal when a mysterious cap was put in place requiring a 60k per unit valuation (was never disclosed prior or even mentioned as a risk), they pulled out.

None of the issues you list are a surprise for Class C & D properties and the corresponding tenants.There are questions about the amount of the expenses though.$22k to RentReady a unit in a 4-plex?

Managing the $16,000 renovation budget required precise oversight to ensure on-time completion.