Private lenders can get 12% pretty easily in this market.Hope this helps get your wheels turning!

Thanks for reaching out.

Hey Luke, feel free to reach out.

That will help you get out of analysis paralysis.Hi Johnathan,I do have quite a few successful investors in my area that offer community support, I could reach out to them for some meetups.I appreciate your reply! 

If you are a local expert of the area, please reach out to me, I would love to pick your brain.

I reached out to some CL ads that I could tell were slow flips, no replies though as of yet.

If you have any advice or feedback for me, please reach out! 

You get easily 5,25% with short duration bills that are highly liquid, without risk, and no tenant troubles.

After completing the remodel, I plan to switch to a different insurance policy and be refunded the unused portion of the escrow, making this approach a win-win for improving my home and saving money on insurance.Additionally, by paying 5% down and planning to reach 22% equity in the property to eliminate PMI, I'm taking proactive steps to reduce my monthly expenses and make homeownership more affordable and sustainable in the long term.ConclusionI'm curious to hear from the BiggerPockets community: have you found that renovations can help reduce insurance costs?

I would reach out to a CPA to confirm this.