For example, the client might not have the income source "provable" to do a loan but the bank may say he has x anount in deposit, his income does not reflect as he writes a lot off and we know x customer and his business for years...a literal commitee takes a whole approach to approving a request.When a LO says he has to give it to underwriter - this is not commitee.

They also help us get great discount rates from contractors, such as plumbers, by referring a large amount of customers their way.

The rates that the banks publish are going to be the rates for their best qualified customers and you can expect to pay more as your credit score goes lower.You can call banks and get a quote for their rates, but it won't necessarily be the rate that you will geet.

Regardless of custom, you can negotiate the matter. :)

Now I want to focus on how to approach a potential customer.

My dream job would be to build a company that does custom homes, renovations, and flips.

During its pilot testing phase with Facebook at Work, the bank saw increased efficiency among teams, faster response times in its customer service, and many other positive results.

I see that you jumped the gun being brand new and established a business entity, nice logo, but being in the business of doing things is different than investing or operating in real estate.

The custom cabinets were 100k.

:)1). you can go to any Home home Depot and head up to there Pro Depatment ask if they have any flooring that is discontinued or left over and brought back from aanother customer.