Adequate reserves = good nights sleep when you have multiple mortgages in excess of $1,500 each)If you are able to move out of your house and get positive cash flow right now, then it would seem to make sense to start with the Rialto house as your first rental.

. =)And make sure pay adequate for people who work with you!  

The problems here run deep and are systemic and fundamental in nature.  

There is no way everyone will leave at once barring natural disaster.

I called every place I could think of and naturally they are all booked out a month away.

We may convert the furnace to natural gas from oil.

And I don't think renter's insurance is an adequate substitute for Hazard Insurance.  

I remember a day when you'd call for support of this nature and asked for payments over $100...big reason I taught myself all this crud about computers I know.  

For this reason, I strongly recommend you keep a stable of lenders on a short list since some properties will be more suitable for some lenders than to others.After a while, you'll naturally gravitate to some lenders more than others.

It's natural to feel nervous!