Can you work online? 

One new electrician we started using even walked us through buying supplies online to avoid him ordering them at a 40% markup!

Look into KBKG for cost seg, they also have an online calculator, but a full manual study is far better.

So I don't have to send them a certified letter stating the I want the loan that say inprogres on the app removed from my account? 

Many groups during Covid have switched to online only or a combination of online/in person events.

Also she had a Chapter 13 in 2017 that she voluntarily dismissed (did not go through with it) and based on her, it did not affect her debtor's accounts. 

Account Closed I would suggest giving the rent by room a try after you’ve done some research.

My accountant says I can't because I have a W2 job. 

I've been here for a while reading up and am excited to make my first post.A bit about me, I am 30 currently making a great salary in a W2 contract role that I will likely remain at through this year, after which I expect to look for a more permanent role with a lower base salary, however likely similar overall once benefits are accounted for.

Although I've gained some knowledge through reading books and online research, my experience in this area is limited.