@Jack Forester I recently added a light bulb addendum.  

When you do you can reject this applicant with a clear mind in light of the fact she does not qualify and you are not obligated to seek out co-signers..

Yes, except your argument doesn't hold water in light of the fact that I don't know a single investor who succeeds for whom investing is not a job.

Anybody have experienced this issue before who could shed some lights?

Hello,A tennant of mine suddenly needs to move out and I am going to be left replacing the kitchen cabinets, carpets, and some light paint.

I know Greg your a smart dude so I wont insult you in explaining why in the US a FHA offer is not one to take over a cash offer even if its a few bucks light.

In some areas, three blocks makes a tremendous difference, which is also fair warning against overly optimistic valuations of comps.

For reconnection : you'll want to make sure the A) gas valve is working well B) the thermocouple is working well & sending signal to pilot without effort C) the igniter is working well OR, the tenant can reasonably easily reach in with a match or BBQ lighter to light the pilot.

In light of that $650 seems reasonable if your units are updated, clean and frankly somewhere you'd live without thinking twice about it. 

(Hmmm…I think a “light bulb” just went off for me here…)I believe you’re right that really we can’t convince anyone.