It's totally changed my son's reading experience too -- text-to-digital-voice just doesn't communicate meaning the same way that an actual human narrator does. 

If it's been longer than 7 years, you might just leave 'em.I recommend Dave Ramsey's Total Money Makeover to get your financial house in order. 

We use MINT.com, which is nice.According to MINT, what is largely dragging our credit score down (it's a 758) is credit utilization.That's a few credit cards here and there but predominantly our HELOC is 60% utilized and bringing up our total credit utilization up over 40%.I'm under the understanding that many people use HELOCs as a great way to pull out equity from their primary residence.I don't understand why one would be penalized from having a stronger equity position in their primary residence?

The cooling part of the HVAC system totally died about a year ago (HVAC can still heat house). 

Only fools will buy a total disaster fixer spend the next 1 year on it.

Once you think the numbers work then start calling people that are running ads and one conversation Should lead to another and hopefully you'll find enough reasons to fly out and meet some new contacts.Account Closed is correct there's a broad spectrum of deals to buy from a total gut job to a full on turn key program.I'd definitely stay away from fix and flips in the beginning and look at light rental grade rehabbs to full on turn key.The most important aspect of out of state rentals is the property manager, for this reason I finally decided to partner with a management company in Michigan to help protect mine and my clients assets.Ohio, Michigan and Missouri are still under valued and offering good returns.The detailed kind of information you're after is more of a phone or sit down conversation.

Some HML will be able to give you up to 90% of the purchase price and 100% of construction costs - so long as the total loan amount is at or around 65% of the ARV.

It could've been an oversight on our part but we did not expect the deleading costs to be close to 25% of our total reno cost!

What are you seeing, total cost per sqft, to remodel SFH interiors in the Bay Area?

As George mentioned, you will have to work with solo 401 K providers like mysolo401k, broad financial, total control financial and many others.I moved my SDIRA money last year to solo 401K and I have full control now.