Creative financing is about the use of your money, use of assets, meeting the needs of the parties, setting goals that lead to conventional financing, using your abilities and knowledge to earn your way into ownership and using other sources of funding that are available to you, it's not a magic pill for having no knowledge, money and credit.Alternatives are endless, not knowing what you have available to work with or knowing the motivations and needs of the seller, you can't arrive at a solution, first identify the problems to be overcome. :) 

If you're looking for an alternate solution, I love and am always considering steel.

To keep coming back is not a good business plan, takes up too much time and nothing gets done.On your end, you want to make sure that you're happy with the terms that I propose, if you're one hundred percent happy with what I'm talking about, I would hope that you give me the "green light" on this proposal, and you feel comfortable that you finally got a solution to your house situation.

Another option is to look into taking out ads in industry related news letters & ezines, contact directly the list owners and possibly pull off a JV with them.Sometimes there is just not a clear cut solution for some industries, thats when you really need to look at cross promotional type approaches.

., esp. to explore solutions; informal debate.

A 50/50 solution of bleach and water will address most of the issues.

I'd have to agree, birddogging gives you a great education into finding quality investments before you start sinking any of your own money into properties you 'think' are good investments.When it comes to the 'gurus', of course they're going to say that they have the best solution... it means more money in their pockets :D

Do you think that an 11% commission is sustainable when "the market" offers 6%?

Time and Money seem to be in the lead…Thanks to everyone for all of your comments and your votes… It is nice to see (in a weird kind of way) that I am not the only one struggling with these things… The “cash” that is tied up for extended periods and “time” are the two largest things that I constantly struggle with… Glad to see it is not just me… :lol: Now for a solution?

This is a question that I am often asked and finally solutions are emerging that do not cost a lot of money.