My recommendation is that you save up enough to cover one year of expenses because you won't make much until your second or third year, if you stick it out long enough.

I had been holding on to this money for a couple of years hoping to get a multifamily , but the prices in NYC are just crazy right now, I feel that we're in a bit of a bubble, and it came down to a choice between keeping it in a 1 year CD and generating 4K,or paying off my mortgage and saving 8K/year.

Should i look to investors/ loan/ line of credit and borrow money or wait like a year and save up?

Unless you are doing good volume it likely is not going to save you much.

It used to work wonderfully because I could bounce from computer to phone and not lose my spot.Fyi Youtube is also a good workaround . 8 times out of 10 it saves my spot between computer and phone.  

I am just trying to save on the commission of my own house transactions so not sure if I should take the exam and get the license yet.Thanks everyone!

The clearer you are on what you handle and what you dont, will save you problems in the end. 

@Jay Hinrichs I’m 25 work in the steel mill near me make pretty good money and have been saving a couple years I just feel like I’ll be old by the time I could actually afford a big building.

On the other hand, if you think there's no chance to save this tenancy, then you're probably better off just ending it now before the winter months come and finding better tenants at the higher market rate. 

Find a good PM that will save you a $100 through good management.