Those tenants require chasing constantly for rent, generate higher maintenance calls, need more screening etc etc.

However, I am unsure as to how many mailers to send, how large the area and how to generate an accurate lead list. 

The DSCR loan is going to me mainly based on the properties ability to generate enough rental income to cover the expenses (mortgage, taxes, insurance, etc.).

Others include a Lead-Based Paint Disclosure and EPA-approved Information Pamphlet, and a Mold Disclosure.Unless you truly want to become a property manager, I would URGE you to reconsider cobbling together a leasing process from random spare parts, and instead find yourself an experienced property manager and let them do their job.Property management is a legitimate full-time occupation; so is being a real estate investor.

However my HOA dues fluctuates every month and they give us random reason.

We can usually quote and generate a pre-qual letter within an hour of the request.Let me know if you're still in need or if you found what you were seeking!

However does anyone know a lender or a bank that will generate a pre-approval letter?

Possibility a blanket loan combining all three properties to one loan and generating capital for another purchaseThe only mortgage loans I'm familiar with are Conventional/Refi and Cash Out Refis, any help is greatly appreciated! 

Hi Gabriel, In a general sense, the rentability of the units will be easier with a garage, but a garage will only generate about $5K-$10K in additional value each, whereas if you convert the 2 garages into a 1BR ADU, with market rent in Bay Ho, call it $1700 monthly and $20,400 annually, would increase the value by the multiplier of that income (call it 17GRM for Bay Ho), would increase the value from an income standpoint by $346,800. 

To offset a large gain from the sale of your business, you would need to acquire a massive portfolio of rentals and generate massive losses.