Is it because you have personal relationships with them? 

What matters is that you are the host not another person or company.

Is there a loan on the property in both persons names?

Then a second closing of the owner financed loan could happen that would replace my personal cash in the deal. thanks for your help !

Practical strategies, in this case, can assume a starting point for a person with "x amount" to invest and is ready to start today.

@Prashanth Mahakali has done about 100+ new builds here in Chicago and would be a great person to connect. 

Personal life’s and careers.  

I'm curious about Zelle being only for personal accounts. 

I’ve flipped in the dc area for years, right now there is just money & in the vast majority of cases there is high likelihood of losing money, right now the best investments in the area imo are buy & hold, I’ve even gone full circle and while I really liked value add for most of the last decade I think in a lot of ways new construction especially in more affordable markets (I’m personally a big fan of the eastern shore market) is a much better way to make money long term than flipping and brrring while I know they are sexy & certainly you getting a huge paycheck is great, there just isn’t any money in it right now, especially in nova. 

Is 10% a fair rate for a personal loan and would you charge any points?