Also you would not reduce the price because of the interest payment. that is not how it works.3. yes the note could be sold, but at what type of discount and what if the borrower stopped paying.while there are a lot of posts on seller financing, some estimiate less than 1% of all transaction have seller financing and the ones that do are first position only with an average of 30% down payment - most of these are to people who do not have verifiable income.Thinking you will get conventional financing then seller financing will be uphill battle as the conventional lender most likely will not approve a 2nd mortgage for purchase.not trying to dissuade you, just wanted to provide some key insights so you do not spend 1000 hours chasing something that is impossible to find.

Wealth is made in the buy and hold strategy of real estate.

Any insights from this group who knows this market on what is expected to happen with SF condo market in 2025?

The possible lack of profit that is left behind.

how much is a "little work"? 

If the first violation is in January and the second is in August, I would say enough time has passed that we could count the second violation as a fresh-start first violation.

That is what the national guidelines call for.

Bigger Pockets is a great place for education and networking. 

What is your projected ConC return with 20% down and 60% occupancy?

I found the deal sitting on the market for 21 days which believe or not is a long time for the area.