They have point of use options for low cost install or an in-line option, which may require a plumber to install, but they are more concealed and permanent.

If the income level in the zip code is very low, you will have a large amount of churn.

Been working with Lima One, but their rates seem very high considering low LTV and this being an asset-based portfolio loan for a 5/1 ARM. 

Been working with Lima One, but their rates seem very high considering low LTV and this being an asset-based portfolio loan for a 5/1 ARM. 

Comps are in the high 160, low 170 range. 

If you did you'd probably charge a lot of money and probably give low limits so you can protect yourself.

Your total expenses (not including debt service) is coming in at 30% of GSR, that's really low, like REALLY low.

This is because traditional banks/lenders are going to go off the income you report to the IRS, which especially for small business is typically really low after expenses/write-offs (investors often run into these issues as well after investment property write-offs).

Not knowing anything about this property or area, the rehab cost seems really low for a house that cheap that is expected rent for 1600.

I know the mentor's going to help you, but if you're in low-income rentals, as I am, there's no substitute for having a working relationship with a highly experienced local real estate lawyer over a period of years.I've made the same mistakes and relied on the same sort of people.