But a HELOC, by its very nature is not meant to be used for a one-time event anyway.

I was wondering what you meant in your original post by you treated your first investment as "personal property".  

I would gladly pay if it meant a more stable service.Kent

In that article, I made the following comment:(For the other hard-core finance geeks out there, IRR is most specifically defined as the discount rate that makes an investment’s net present value (NPV) equal to 0.)You may not have understood what that meant before, but now you can.  

said $50 military you meant $500?  

If you meant the actual total, that's pretty negligible.Any rehab/repairs needed?

What I meant was "owner occupied" financing. 

I recently bought a 4-plex as my first investment property and am having some issues with the lender.The first issue was that the lender surprised me on the HUD by collecting 3 months advance taxes+insurance dues that were meant for a holding account.

Was meant to be a flip but was just taking to long to sell and began running into financing issues.

So for now, I will simply scratch that from the equation unless you come back and say it meant something else.4) Not sure what Management "Insurance" is?