Are you interested in a fix-n-flip? 

Tisch Center of Hospitality, has released a series of CapEx studies showing hotel capital expenditure spending has been half of pre-pandemic amounts in period 2020-2023.The impending debt crunch faced by commercial real estate over the next 18 months has also been widely reported. 

There are people in here who could take that money you would pay to some university, and turn it into a nice fortune in a reasonable amount of time.

Investment Info:Single-family residence fix & flip investment.

How do I protect my investment as the loan amount is more than the replacement cost of the property?

It's much cheaper to pay a professional that keeps you out of trouble than it is to pay an attorney to fix the problem.

You could consider acquiring a second mortgage against the dental office to potentially achieve a blended rate of sub 6.00%, depending on the amount owed on the building and the amount you're looking to take out.

Investment Info:Single-family residence fix & flip investment.

@Joseph Chiofalo has some great nationwide STR investment loan products and fixed rate second/Helocs for investors loans clients tapped into recently. 

The IRS has multiple ways that these errors can be fixed.