The rehab always seems so costly especially when the value is purely protection.

But according to New York City Law, (NYC Administrative Code §28-301.1) I share responsibility for the maintenance of the wall.Is there any legal way to protect myself from being held liable for the failing wall as I would consider the situation entirely due to the negligence of the bank-owned property?

They issue those permits to protect YOU.

The space is most appropriate for a couple with 1-3 children, 3 single adults, or even a couple with a grandparent or nanny and a kid or 2.From what I'm reading, the law protects families with kids from discrimination, but can I get in trouble for doing the reverse and allowing (and potentially advertising) a higher occupancy rate if people have babies and children than if all occupants are adults? 

They may offer insightful information, support you in seeing prospects, and walk you through the buying process.Ultimately, your financial objectives, risk tolerance, and personal tastes will determine whether you want to investigate investing alternatives elsewhere or take up house hacking in San Jose.

@Phil AveryConsidering your financial situation and the current market conditions, each of the options you're contemplating has its own merits.Given your inclination to begin with a significant amount of equity, option 1 may be a good fit for your objectives.

By this time next year I will have become a real estate investor and I will have reached financial freedom.I'm excited to be a part of a like-minded community!

 My concerns and focus in this phase of my life is long-term financial planning - retirement etc (46).I dont have any retirement savings except my job offers a State Pension and I own 2 single family houses.

It should not be considered financial, tax, or legal advice.

Once the borrower realized we were serious and the foreclosure date was set, the borrower reached out in September with a Financial Hardship Application.We analyzed the financials and offered a trial payment plan along with a loan modification upon completion of that payment plan.