Unless you have a competent PM handling everything for you, you need to become good at evaluating people's behavior and past history, and reading between the lines, while at the same time treating everyone fairly.

If I ran a bank, I'd want skin in the game.

Fair enough, thanks for the help guys.

You are fairly new to BP but I have answered this same type of question quite a few times in the past and many on here probably sick of hearing me say the same thing so I would urge you to go do some research on some of my previous posts and threads.

Since you already know your numbers, any concern that they wont represent you fairly goes out the window.

I had my property manager do a quick survey of my tenants and the results were fairly disappointing, none of them have a credit card.

I know about assigning the option but what if I have a constructed a fair deal with both seller and tenant buyer where there is a good amount in difference between the two option prices, how do I avoid being cut out from the bank?

I caught them fairly quickly and I think the damage was very minimal.

Well Brian ethics and what it entails is subjective on an individual basis.If you are an astute buyer it is not your job to protect the interests of the seller or school them.What constitutes a fair and equitable deal is in the eye of the beholder.The law and ethics are two very different things.

I am fairly sure IRA Services is pretty close to the cheapest.