I don't know the Northern Indiana markets well but my biggest concern with both are that both are small markets with fairly limited industry and employment base.

With our W-2 wages, is the right path to go through traditional unemployment or do we have to wait for the new Pandemic Unemployment Assistance (PUA) process for business owners and self-employed.

The big things to watch are interest rates, changing loan requirements, inventory levels, occupancies, tenant mix and employment.

Her employer is likely compensating her for driving due to work, not to and from work - thus if you decided to include this on her income, make sure you add something to her monthly liabilities as well when you run a budget for her as she will be presumably spending more on fuel / vehicle maintenance as well.

People will save more if they still have gainful employment.

I ran the # 's and it seems to have a 19% ROI Best thing is to wait until you have solid employment.

Buyers attracted to seller financing may have income sources including part- time work, bonus income, royalty income, dividend and interest income from investments, or they may be newly self employed."

Great employment opportunities at all levels as well - Fedex, Amazon, St.

I have a steady full time job and my wife is self employed.

For a basic application, I'd recommend at the very least three years of employment and rental history, two emergency contacts to have on file, two-to-three personal references, and disclosure of any pets or unique circumstances.