I would like to start with a 2-3 bd / 2 bath within the next 6 months and am currently working on private funding so any help and or guidance would be great.

This led me to start taking the limited funds we had to start pursuing various business opportunities.

When I take both PA and Assign Contracts to title company do I need to bring funds?

I was hoping I'd find support for whether or not it would be a good idea to get hard money for a 25% down payment, traditional financing for the remaining 75%, with all profits (rent less both loan payments-HML and traditional financing, prop tax, insurance, and 10% maintenance fund) going to the hard money lender under the loan is paid off. 

If you are eligible for the Solo 401k, it will allow you to make investments directly with the plan (optionally using non-recourse financing) OR you could borrow funds for an investment you would like to make personally.

I do however have the funds to put up to 20% down.

Account ClosedA Solo 401k may be a good option for your retirement funds if you are self-employed with no full time employees.

( sewer line replacement , heating system failure, etc )  you need to have funds available before problems happen 

Are you prepared for it (educated, funded, etc)?

Bay View I guess I'd call B+ to A, lots of young adults with careers and family, and currently a very desirable place to live.