We plan to do a cash out refinance and keep this as a long term hold.

Presently inhabited by tenants with plans to eject them if necessary.

I understand the significance of key metrics such as IRR and CoC in evaluating the potential of a deal, but the abundance of information out there is making it challenging to find a straightforward, user-friendly solution.What I seek is a singular, comprehensive tool—a master template, if you will—that I can consistently rely on from deal to deal.

Professionally, I have study and working experience in the German Taxation Laws and know that Taxation is a crucial and vital aspect in any business in any country.I already have property here in Germany and currently planning to expand to Dubai and Miami USA. 

Finding a loan officer who comprehensively understands their underwriting guidelines and the nuances of real estate investments can significantly streamline the process and set clear expectations from the start.In many cases, lenders operate in a structured manner where loan officers initiate the process and then collaborate with processors to gather necessary documents and address any underwriting revisions promptly.

I'd rather not do an entire cash-out refi because I have a much better rate on the property than I could get today.With a 70% LTV planning factor, I'd still have plenty of room for the cash I'm looking for to make the down payment (~125k).Thanks for any help/advice!

Circumstances have changed my life path, and I plan to succeed in this new venture.

You should not calculate that in your review honestly.Curious if you have the cash for that debt why not just pay it off as the interest is probably burning a big hole in your pocketTotally get what you're saying and I plan to pay off my CC debt regardless of this deal; however, they are also asking me to pay off a big chunk of my car loan now which is why the number increased after the rate hike. 

If you are buying a rental property and do not plan to live in it, you may qualify for a DSCR loan.

@Joseph MuleroTo boost your rent plan and make more money in the medium-length rent market, think about these steps: slowly add furniture to the new place while you stay in your current home, pick cheap furniture, use a credit card with good terms, look into loan options like personal loans or home equity credit lines, try out the market by listing the place with few furniture pieces, aim for easy-to-change furniture for flexibility, and talk to pros like real estate agents or home decorators.