This can obviously hurt an investor's bottom-line as these changes don't always boost the property's value (higher expenses w/o the correspondingly higher rent/market value that any good investor demands).

Without commenting further on @Mindy Jensen's actions (which seem reasonable at first blush), I would not want my name out there in a public forum saying something that an overzealous civil rights attorney could use against me.In fair housing, it's not always a matter of whether actual discrimination took place, but whether opposing counsel can use something - no matter how innocent - to poison the well.My E&O provider told me of a case where a real estate agent was helping a renter to get an apartment.  

Like @Ihe O., my concern with her would be that she only plans to stay one year. 

@Karen O.

Think deed in lieu, additional collateral, cross collateralization, and lots-'o-cash on the table.3) The best HML tend to be local, and want to know you.

I've tried these and even Rent O Meter with no success.Thanks!

Oliver,From an Insurance perspective, there are a couple areas you need to look into:- Professional Liability (also called Errors & Ommissions or E&O)- General Liability. 

@Mark TallentDepends what you're buying and your contract.Clause to carry paper, a clause to give me a repair credit, a clause to pay my transfer tax, clause if they don't close on time, a clause that the property is vacant upon purchase, a clause that they have to give me a U&O, etc.The list is endless.

Maybe just buy a nice SFH home and pay it off in cash and live comfortable w/o any headaches.

[Why would an O-O be expecting cash profit per month too?]