Apartments, mobile home park,laundromat, car wash......

I used to carpool home with a very seasoned PM, and we would be in the car together for 1-2 hours each day, and that poor guy got squeezed dry like a sponge by me for knowledge and information.

My advice is buy a used car

We have structured our lives to sacrifice a big house, big cars, etc so that she could stay at home.

For most of you who do not know me, I love woodworking and working on anything mechanical, especially cars.

My car is my hobbies.

This is true for investors.It will, most likely, not be true for non-investors, i.e. owner-occupied properties where people have the tendency to over-leverage and then are way over their head when something goes wrong (= lose their job) while at the same time having no reserves but additional debt (credit card, car loan, etc).

When they were all from the local Buy Here Pay Here Car Lot and PayDay Loan companies, it wasn't very high. 

I would leave credit score out and use evaluations of the credit history instead (delinquencies on mortgages, car notes and etc.)  

Similar to the white car on the black ice, you might want to check out what happened in Montreal with our first snow this winter.