Would you suggest I try again with a letter to the same list (law of repitition) or should I make an assumption that my list is bad and go out and buy a new list of absentee homeowners?

Learn you local and state laws and customs.

http://www.huffingtonpost.com/2008/09/22/dirty-secret-of-the-bailo_n_128294.htmlDirty Secret Of The Bailout: Thirty-Two Words That None Dare UtterDecisions by the Secretary pursuant to the authority of this Act are non-reviewable and committed to agency discretion, and may not be reviewed by any court of law or any administrative agency.more at linkofgift

There is a little known precedence regarding predatory lending practices that could allow you, under law, to stay in your property and seek restitution in the form lost equity.

Although the law provided $18.3 billion in additional funds, the agency requested only $4.6 billion and did not even use all of that.

It probably already is against the law.

You must make sure that you have all the proper paper work in place especially since the new laws came out on Oct. 1st.

Where might i find some current reading on the laws. anyway if anyone has a thought... let me know, Thanks

Check with an attorney on your local laws though.As for 'equity', it's kind of hard to say if you can even get a loan against it unless it comes from a local bank who understands your market conditions and thinks that there is good reason to 'lend' you money.

Give the legal notice required by your state law to go in and inspect--see what condition the unit is in & start advertising and showing it immediately.