Everything I know and have read and learned says to pay off credit cards on time and to zero since that is the point of credit and how you show you are financially responsible.

Couple of thoughts:I don’t think the lien will just “drop off”.

Fees may also be financed depending on the LTV Goal is long term and to pay off some bad debt. 

I then became active on BP and made some solid connections.You're off to a great start by completing your profile - Thank you for your service to our country!

No, the $500k does not “come off the top” for both parties.

Hi there Mindy hows it going hopefully fantastic , Im a new member and  been tryin to grow my real estate business hear on Bigger Pockets  and loving it hear, a few moments ago I received a message that Im being banned for spamming Im trying to understand how because Im in the middle of doing business with an investor from Dallas when I was cut off do to spamming can to help me please thank you so much stay blessed and great success 

That can be very hard when you’re not making a high income. if your not able to save a lot at your job you might be better off learning about real estate, learning how to be a landlord, and focusing on a new career that can get you the income to buy real estate. it’s a tough pill to swallow but I got into the trades and now have the skills to fix my property and starting to get the income needed to keep going. 

Some will let you negotiate off that commission, most won't.

I’m looking to connect with fellow young investors in Cincy to bounce ideas off of and learn together.Some general advice: if you have enough for a down payment, consider house hacking around your campus.

I researched this heavily when writing a whole subchapter on this issue in The Hands-Off Investor because I didn't want to fill that book with just my own opinions.