Verify independently.

Why would you build two structures (accessory unit + main house)  Are those independent structures or on the same foundation?  

Finally, he wants to be paid in cash (but that’s not going to happen…he will receive a 1099 as an independent contractor whether he likes it or not).He provides no upfront capital or risk, I provide all the training, in place systems, financial and intellectual capital, contacts, legal entities, and accounting to make this business work…It has taken me about a year of blood sweat and tears to finally get it rocking at a good flow.

Slowly scaling up to 5 or more per year utilizing conventional, hard money and peer to peer lenders to finance.My long-term goals over the next 7-10 yrs are to leave public accounting, achieve financial independence by earning monthly income of $10K - $20K, and become a full-time Real Estate Investor!

Call every local independent bank, ask for the branch manager or commercial loan officer.

That being said, if you are married you will also know the value of maintaining independence within the relationship. 

However, I'd like to do my own independent research to learn more about the area.  

Compared to a loan with a 12% interest rate you’re looking at a difference of $1,250 - $2500. 4.Each property does go through an evaluation process where we send out 2-3 local independent evaluators to the property to determine the After Repair Value of the property.

We use Citizens and shop every year via our independent broker.

Raytown, Independence, Grandview, Blue Springs, Raymore are all good areas to look into.