I know some ladies that can help with setting up the business properly in order to help get a US visa.

The first mtg holder has no incentive to negotiate, being as there is equity.  

Then at the end you would either recast this loan at the current bank to have a longer amortization or you could refinance it somewhere else.A riff off of this would be to use the same approach, but negotiate with the current debt holder to see about a lower sale price (if it is truly upside down). 

Not sure of the ins and outs of what happens after the lien holder applies for the treasurer's deed.

In general, if they did have some type of lien on them the lien holder would pay the taxes and foreclose on the owner any way. 

Only way to wipe all liens is to purchase the first lien holder auction which in most cases is the bank foreclosure auction.

The mortgage lien holder could later challenge the validity of the sale if they weren’t properly notified of the sale, but you still wouldn’t be responsible for the mortgage.

The original lien holder would get their money back plus interest, once the auction was over.

@Denise Evans I was told there were not any redemption rights on a deed....that only a lien holder would have rights.

Although investors will still insist on sponsor vetting, the financial condition of the sponsor as well as the sponsor's record is held to a much more relaxed standard vis a vi the major third party platforms.