Hello everyone! I've lurked a while but finally posting and getting involved. I want to preface I know this topic has been beaten to death. I've explored those threads and have been reading books, scouring other sites...

Will love to hear any such experiencesI know it is a unique situation.

Through a combination of reading, shadowing, analyzing, and doing smaller projects and then scaling the size and complexity you'll be able to learn this faster and more deeply than any other method.It would be interesting to get some reps with this Yoda Developer and walking it all the way through with him and drawing some correlations between what he's doing in his head and reality. 

I use both as a RE investor between commercial and residential as both can be used on 1-4 unit properties (non owner/investment occupancy).The pro's of commercial/portfolio financing from local credit unions and community banks are that you can:- talk to a local banker/lender who is interested in building a relationship with you over time and is flexible to make a loan as long as its financially prudent and you show a track record- ability to build a track record with- less documentation scrutiny than a fannie/freddie conventional loan which is more ridged because it needs to be sold to the secondary market so all boxes must be checked to do so (otherwise the loan is unsellable or undeliverable)- is cashflow based via debt coverage ratio or DCR method of qualification (Net operating income / debt service) - can fund to LLC's, entities, and businesses with personal guarantee (PG) usually- can do unique loans like cross collateral or blanket notes across an entire portfolio, can do rehab/construction + permanent financing into one (one time close products), can do soft liens and releasable upon progress on your projects so you can leverage equity with temporarily encumbrances, unique disbursements on credit facilities,etc Hope that helped compare the cash out options.

Buying is a strange combination of patience and aggression, it can be hard to navigate emotionally. 

Purchase price: $100,000 Bought a 3 unit property in Fort Wayne, Indiana.Will be combining 2 units to turn into my primary residence and will keep 3rd unit as an Airbnb to enable me to live for free.

But we’re starting with the 552 markets in the U.S. that have more than 25,000 occupied residences.In this study, you’ll gain unique insight into:The top cities for cash flow over the past 10 yearsThe top appreciation markets over the last 10 yearsThe top performing “hybrid” (cash flow + appreciation) markets over the past decadeHow to know when you’ve found a great marketTips for conducting your own researchCheck it out and let us know what you think!

Another way of asking is: is underwriting an exact science or is there some level of uniqueness that each underwriter brings to the table? 

You can obtain seller financing, hard money, private money (friends and family), and a number of other creative options and combinations.

You just have to find the right combination of terms to solve mutual problems for you and the investor(s).