I have had good luck with writing a explanation of why your offer is what it is like 325k minus this because because of that and so on it gives everyone a idea of where your coming from vs a low-ball looking offer without explanation.

Once we renovate the property to add value (Equity), we want to refinance once the property increased in value.My question is around the questions, products, terms, & conditions I should be directionally aware of when having conversations with lenders.Below are some notes that I wrote to get the ball rolling on this:Refinance Financial ProductsConvention Financing/Agency Debt (Are these the same?)

I have been thinking my solution with this would be to just give them control of the temperature and try and offset it with the temperature from the second floor if i find myself uncomfortable. 

I’m so hungry to begin and start getting the ball rolling, I know I’m capable of so much.

You could either put a indoor unit in a central area, or if this would provide poor temperature distribution, connect multiple heads to a single outdoor unit.

Pick-up the phone, call a realtor and a mortgage broker, and get the ball rolling to see what can actually be achieved in your market with your personal situation. 

We are still in the early stages of hammering out the details but will most likely get the ball rolling in the next year (2021).

I wanted to get the ball rolling as soon as possible.

@Kevin Stalker I think either of these ideas would be a great way to break into real estate and get the ball rolling for you.

He's always been on the ball for me however he doesn't always have availability because he doesn't take on too many clients