We've been living with it since the beginning of time, yet all of a sudden it's the cause of everything evil.

You really need to know exactly what is being done, and when, or you will suddenly find the reserve fund depleted, and still be wondering why you have vacancies.

If the market crashes and my building value goes to ZERO, I still have all of my money out and unless people suddenly decided to abandon the Bay Area, I would have renters paying my mortgage. 

Very speculative, and if the market suddenly stops, they will be left holding a very large bag.

One never knows what may occur to cause net rental income to suddenly drop for a while. 

Suddenly big phalluses became very small and ran off.

Any sudden changestimuli which affects the body, or the reordering of important routines that the bodybecome used to, can cause needless stress, throwing your whole physical being intoturmoil.The following chart will give you some idea of how to informally score yourself on SocialReadjustment Scale.

Hence the sudden 5.6% drop in the S&P and the Dow.So the market has priced in the risk.

I bought and took out rates st 8.75% and I was negative $1000 per month per property for a few years... then I refi to 4%, all a sudden, I am positive $2000 per month per property....Once you make the purchase you are stuck with the price purchase for 30 years... you can get a new rate every 2 years That said, I have been looking st Redwood City for a SFH around $1.3m range... let me tell you those have been going at lightning speed... very discouraged ... not sure how long I can manage to wait

Martin - I was with you up until your statement towards the end about material participation.Active participation doesn't make your passive rental income suddenly become regular earned income.