My biggest fear is getting on the phone with a potential seller and not being able to articulate or persuade them to sign a contract with me.A good deal is a property that you have done due diligence on and have run the numbers on to make sure it will fit a sound investment strategy.

so it sounds like you're planning to buy properties that won't support the debt and expenses as standard long term rentals, but will if you rent by the room?

Sounds smart!

Does this sound like a good deal?

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Your perspectives could help me weigh the pros and cons more effectively and make a well-informed choice as I embark on this new chapter of my life.Thank you in advance for your assistance!

It sounds like you already have or are looking for a very specific property type (studio or 1/1).

It needs to be higher then the US treasury for it to make sense. you would be surprised how few people, particularly brokers, can comprehend that  Current US Treasury is at 5.085%.... does that sound right?

Spray insulation is for heating/cooling and not great for sound.

(My mortgage does allow it)- Does transferring the property bring any capital gains into effect due to the rise in value?