Talk to the person who sold you the deal initially to see if they have a recommendation for a lender (local bank, credit union, DSCR guy, or Hard Money).   

I am personally an example of the whole thing.

Failed HVAC guys who don't work well with others, electricians with a lousy customer base, sometimes a journeyman plumber who can never quite qualify for his master credentials.

I have a vacant house a couple doors down from my personal home, in Texas.

I just need a go-to person momentarily….Thanks, coachable newbie 

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

Lenders will need to make sure the property can debt service at 1.25 or higher using all property expenses, property income, and depending on the bank, your personal income and personal debt. 

Partnership B will be 10% Person A, 10% Person B, 80% Partnership A.

However, as you stated, Memphis can vary significantly by street, so I recommend visiting the area personally and observe the specific streets and surroundings, or doing a zoom call with a trusted realtor who has physically been there. 

Relieves the landlord from liability for property damage or personal injuries caused by the landlord's negligent acts or omissions.To put it simply, if the landlord causes damage or injury to a tenant then the landlord will be responsible for it.