Glad to know where to find a generous and knowledgable broker when the time comes. 

It sounds like the lender has held up their end of the bargain, and has even been very generous with a 3 month extension at the original terms. 

(Hint hint: car dealerships stopped measuring for quotas/bonuses/etc at the day that is the end of the calendar month like 20 years ago, or otherwise found another way to measure...)The fact that even THEY knew about that "hack," is what told you that word was out, it was no longer niche or insider information, and thus it was no longer necessarily a guaranteed recipe for success.

Bonus what is this property worth?

Anything you inherit will be a bonus.

But I'd say if you are looking at going from a 3 bed to a 4 bed in worthington or dublin or somethwere like that you will add more in rent but the real bonus will be the additional appreciation and demand on the sale side. 

Only reason you would need 1+ year of W2 history is to count any commission or bonus pay as part of your income.

Essentially the home will be adjusted to sit on a 5 acre parcel for selling, we then will condition any sale to include a requirement to reconvey 2.7 acres back to us and they will own 2.3 acres with both structures.As a bonus on this we plan to offer owner financing at slightly lower interest rates to provide an easier path to a partial release when the time comes.

There are quite a few folks here in Maine with a ton of experience, and there are several folks that I have reached out to individually and they have always responded with a generous spirit! 

I've hooked up and hung out with several successful local investors who have generously taught me *a lot*.