If you however are keeping this extra money on the side to fund future investments and don't plan to touch it a separate account would make sense. 

So if you have her threats in writing, you can have the review removed. 

This is hands down one of the best investments I've made in my own education (for contrast: my BS and doctorate cost me $250K, and for RE, apart from books, I recently spent $18K on a syndication coach and $5K on multifamily strategy with Christian & Cody) -- and her course was a fraction of these costs at only $2.5K (Soli: you should up your prices, you are worth it)!

Sell them an option to purchase at a set price (mortgage balance 1 year in the future) that they can close on anytime within 12 months. 2.

.), living off of next to nothing, and looking up in 12 months to re-evaluate.

Is there a better way to deploy such capital and yield better ROI in RE?

I’ve also been saving up a large portion of my checks to go towards a future down payment for hopefully a multi-family property to start my house hacking journey.Just wanted to put myself out there but if there was anything you would tell a future real investor what would it be and I’d appreciate any advice given, Thanks. 

I am looking to do some conversions from SFH to duplex on a couple properties and build relationships for future BRRRR opportunities!

Quote from @Amie Garcia: Start by writing the PM a letter detailing your suspicions.

However, since private lending is  likely THE source of real estate investing financing for the short- and mid-term future, it would be well worth the effort, I'm thinking.