I hear a lot of investors complaining about the Philly market and saturation in specific pockets, but early there are still people making money on these deals. 

I didn't make much money, but the most valuable aspect of the experience for me was learning how to find crafts people, acting as my own general contractor, and then learning what order in which to do repairs and improvements.

So many people never move past analysis!

The reality is people are making money in virtually every market.

did they want both people on the loans to live on site?

You could also instead: get a construction loan and buy a fixer home with no ADU and you build it yourself. usually - I see people buying a home like this for $650k to $700k and then adding the ADU for $100k where you end at $750k to $800k with a well renovated home! 

Along with the usual bush and grass jobs people would have us do house cleanouts, cleanups, and basic maintenance, so I know that I would not be totally jumping into unknown waters.

What I found recently was a couple that bought a deal with a wholesaler on which it was told that it will make an 80% ARV (with lack of knowledge they believe what the wholesaler told them)After they completed the work they made a small 5% in the deal so they told me that the exit that business immediately.They needed a partner or more training to understand how it works, but I feel that when you don't know, you don't know so people is getting advantage of that.

There are currently about 400 permits still available.TOWN OF TRUCKEE, CALIFORNIAThere is a cap of 1,255; currently, there are over 200 people on the waiting list.

I'm proud of myself for doing it until the end when most people gave up after learning wholesaling.