Are all utilities paid by tenants?

I utilize an owners closet (a closet that only myself and the cleaners have access to).  

So it may not even come to pass.If it does, there’s lots of ways around it (I foresee all kinds of advice posts for Bay Area investors on converting units to Tenancy In Common or Condo Conversions).Also, keep an eye on the migration to Las Vegas / Henderson, Nevada and the Phoenix Arizona Metro Area over the next few years should it pass…Las Vegas was already named the #1 hottest market for 2018 by Realtor.com (probably because everyone in California over the age of 21 has already been there):http://www.fox5vegas.com/story/37301190/las-vegas-named-hottest-real-estate-market-for-2018And the Arizona Sun Corridor (Prescott to Nogales, running right through Phoenix) is set to double in population by 2050 (up to a whopping 12 million!)

This is a common situation of a seller thinking they are going to get top dollar by selling to an investor.Best thing to do would be to kindly explain to her, through providing actual data, that her house is not worth that much. 

For simplicity’s sake, I am considering rolling the utilities (water, gas, electric, internet/cable) into the rent.

Lastly, I also have another opportunity in front of me to starting investing by myself utilizing my father and the equity he currently has in his home as my “hard money lender”.

@Jason S.Hey Jason, 3/1 3/1.5 homes are fairly common in Charlotte/Gastonia where I'm investing.  

I am really finding it difficult to know what down payment strategy I should use when purchasing a single unit to be utilized for a rental investment.

Does anyone have a general idea of what it would cost to submeter one or all of the utilities? 

I'd recommend having them sign some kind of release of information document to ensure they know you'll be doing all those checks.For advertising utilize all the free options you can (e.g.