Thinking about starting with Georgia, but open to any other state with cities that have price-to-rent ratios of 20% or higher, turnkey median home price ~$225k, and where the pre-licensing real estate courses are available online. 

Should we go ahead and open up an account with said bank if we find one to have a relationship with them?

Cloud more seriously I may have to ping you about areas to avoid if you're open to that.

And, I'm personally on the hook for any loan defaults.While we continue to aggressively drop the price and hold open houses, I've called number of cash-for-homes companies but have been told it's outside their typical purchase criteria.

Keep your eyes open for anything that would work. 

If I could find a modular that was similar to what I would like to build I would be open to an exisiting model.

The seller's counteroffer was $390k and requested 2X earnest money than in my opening offer.

Check.Second -- are there accessible louvers or balances near the vent openings?

You are then welcome to show up and open the doors for your roofer.

I let the foreclosure notice stay open until 1/8/2019 when I got a new tenant in there and still not a word from the sheriff.