Generally, the recorded instrument that places the lien for the cross is in first position, so other liens will have to be subordinated to it.

I would love to automate this process so am curious to see if anyone has discovered some of these mailing lists in Ontario.

We're talking about a deed of trust, which is the standard mortgage instrument in CA.Putting lenders on title gives them ownership rights.

They have a comp analyzer tool with proprietary valuations, so I can compare the comps with their automated valuations.

You could also explore fixed income mutual funds or ETFs, but these may lose principal.For the balance, consider that 10-12 years is a long enough time horizon that fixed income instruments - bonds, CDs, or debt funds - are subject to inflation risk.

(g) This instrument contains the entire agreement of the Partners with respect to the subject matterhereof, and the terms and conditions thereof may not be further modified except by a writing signedby all the Partners.

This is not available to them in a straight rental situation.Just keep in mind that these instruments fail frequently because of the inability of the end buyer to perform.  

The intent isnt to respond to them in automated fashion right when they call, but to use mass texts as followups on deals that didn't work out the first time around.

If the loan is secured by a security instrument, the power of sale clauses would be in conflict with the deeds.

I've decided to set up an automated telephone answering system for my office.